Master your money.
Completely on your terms.

The modern, privacy-first personal budgeting app built for iOS. Track spending, optimize debt payoffs, monitor subscriptions, and forecast wealth — 100% on your device with zero bank linkages required.

🔒 100% On-Device Storage
⚡ SwiftData & iOS Native
🚫 Zero Analytics or Profiling
☁️ Private iCloud Sync Only

Inside Spendezy: Crafted for control.

Explore the native iOS experience. Live captures from the iPhone 15 simulator with seeded sample data.

⚡ Live Pacing Gauge
🔒 100% Local SwiftData
Spendezy iOS App Screen
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Designed for absolute clarity and privacy.

Every feature in Spendezy was engineered from scratch to give you complete visibility over cash flow without sacrificing your personal data.

🔒

100% On-Device Privacy

No backend servers, no sign-up accounts, and no data broker partnerships. Your database lives purely inside your iPhone's protected sandbox.

SwiftData iOS Keychain PIN Zero Telemetry
🎯

Intelligent Budget Pacing

Track your spending velocity across the month. Spendezy weighs your daily burn rate against remaining days to prevent end-of-month surprises.

Burn Rate Meter Daily Safe Allowance Rollover Support
☁️

Private iCloud Sync

Sync across your iPhone and iPad via Apple CloudKit in your personal iCloud container. We never have access to read or recover your records.

End-to-End Private Multi-Device Zero Server Storage
📉

Debt Payoff Accelerators

Model your exact payoff trajectory using Snowball or Avalanche strategies. Calculate interest saved and target freedom dates in real time.

Snowball / Avalanche Amortization Split Extra Payment Sim
🔄

Subscriptions & Bill Radar

Automate recurring obligations from daily gym memberships to annual software licenses. Catch silent price hikes before they hit your account.

Due Date Alerts Pause Subscription Cash Flow Forecast
📊

Rich Financial Analytics

Filter your financial pulse by Week, Month, or Year. Smart automated insights pinpoint top merchant spikes and category trends instantly.

Dynamic Donut Charts Merchant Intelligence CSV / Excel Export

Take complete control of your finances today.

Download Spendezy for iPhone and iPad. Private, beautiful, and completely on your terms.

Download on the App Store
✓ Requires iOS 17.0 or later ✓ Works with iPhone and iPad ✓ Zero subscriptions required